I'm not a big fan of the changes with run health insurance system which are both directly and indirectly a result of the Affordable Care Act. Personally, I think we're all in for a rude awakening this year with the increased premiums and outrageous deductibles and out of pocket expenses.
I am happy to report that my insurance plan is taking that "get you healthy and keep you healthy" line seriously. The list of preventive drugs is fairly substantial and both DH and I are benefiting from it.
I have two prescriptions - one that I receive at no direct cost to me and the second that I pay a reduced amount because it is a preventive medication. DH has severa drugs that he is currently taking as preventatives. I would estimate that they would cost upwards of $400-500 each month at full retail price. Under our plan, we pay about $75 each month.
What I want to discuss in this post is an extra savings. A doctor/hospital representative provided me with a discount card for one of the drugs while recieving DH's prescriptions when he was discharged. The card discounts our co-pay for this one drug by a minimum of $25 each month for up to a year. That's a $300 savings in itself which is very helpful.
Of course, I should note that this is a VERY expensive drug that retails for overe $300 for a month's supply. Drugs are outrageously expensive these days.
To save money on your drugs, take advantage of all discounts offered, free samples, reduced co-pays and your drug stores loyalty program. Every little bit helps.
